7340 Legacy
Rancho Cucamonga, CA, 91730
$999,888
MLS: CV26155888
Beds
4
Baths
3
Sq Ft
2,992
Lot
0.13 ac
Year Built
1999
MLS #
CV26155888
Days on Market
16
Listed
Jul 17, 2026
Description
Don’t miss this beautifully maintained 4-bedroom, 3-bath home offering 2,992 square feet of comfortable living space in Independence, a quiet gated community within Rancho Cucamonga’s desirable Terra Vista neighborhood. Filled with natural light, the home features a bright, open floor plan designed for both everyday living and entertaining. The formal living and dining area is enhanced by custom French entry doors, while the spacious great room brings together the kitchen, breakfast area, and family room. The kitchen has been tastefully updated with dark cabinetry, Corian countertops, under-cabinet lighting, and newer appliances, including the dishwasher, stovetop, and microwave. Attractive plantation shutters provide a stylish separation between the formal dining area and family room. Relax beside the cozy brick fireplace, enhanced by a handsome wood mantel and tile hearth. A downstairs bedroom and adjacent guest bathroom with an upgraded walk-in shower provide added flexibility for guests, extended family, or a home office. Upstairs, a generously sized bonus room with a storage closet offers numerous possibilities as a game room, home theater, second family room, or potential fifth bedroom with an additional smaller bonus area. The expansive primary suite features a large walk-in closet, and an en-suite bathroom with dual sinks, a separate Roman-style soaking tub, walk-in shower, and private water closet. Two additional upstairs bedrooms include walk-in closets with mirrored doors. The upstairs guest bathroom offers dual sinks and a tub-and-shower combination. Additional highlights include an upstairs linen closet, an indoor laundry room, and a convenient walk-in pantry located off the kitchen. A sliding glass door from the family room opens to a peaceful backyard retreat featuring a lattice-covered patio, a garden patio with a wrought-iron arched entry and built-in border seating. Whether relaxing after a busy day or gathering with family and friends, this outdoor space provides a welcoming setting to enjoy Southern California living. Ideally located near parks, shopping, dining, entertainment, and transportation, the home also provides convenient access to the 210, 15, and 10 freeways. Nearby destinations include LoanMart Field, Victoria Gardens, Ontario Mills, and the Lewis Family Playhouse. Come by and experience all that this wonderful home and neighborhood have to offer!
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Dina Romero · Cornerstone Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,626
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,989 · Loan: $899,899
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,783
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $34,996 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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