19233 Elm
Apple Valley, CA, 92308
$159,000
MLS: IG26161205
Beds
1
Baths
1
Sq Ft
670
Lot
0.02 ac
Year Built
1986
MLS #
IG26161205
Days on Market
4
Listed
Jul 23, 2026
Description
Welcome to easy, low-maintenance living in the desirable 55+ Jess Ranch community! This charming 1-bedroom, 1-bathroom home offers a comfortable and inviting layout with vaulted ceilings and ceiling fans throughout. Enjoy the convenience of an inside laundry area with washer and dryer included, plus a covered carport for protected parking. Relax with your morning coffee on the welcoming front porch while taking in the beautifully maintained grounds. Residents enjoy outstanding HOA amenities, including gated security, a clubhouse, swimming pool, and more, all just minutes from shopping, dining, and everyday conveniences. Whether you're looking to downsize or enjoy an active senior lifestyle, this home offers the perfect combination of comfort, convenience, and community.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: LINDA POPE · REALTY ONE GROUP EMPIRE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $15,900 · Loan: $143,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $912
- Property tax (1.25%)
- $166
- Homeowners insurance
- $300
- Mortgage insurance
- $60
- HOA dues
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $5,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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