410 Church Road 28
Ojai, CA, 93023
$840,000
MLS: V1-35524
Beds
2
Baths
2
Sq Ft
1,329
Lot
—
Year Built
1975
MLS #
V1-35524
Days on Market
8
Listed
Apr 1, 2026
Description
This beautifully appointed 2-bedroom, 2-bath home is tucked into one of Ojai's most beloved communities, the Hitching Post.The heart of the home is the open living and dining area. Vaulted ceilings, wide-plank hardwood floors, and a cozy fireplace offer the kind of warmth and character rarely found in condo living. The floor-to-ceiling built-in shelves are perfect for the avid reader or for displaying a curated collection. Sliding glass doors connect the indoor entertaining space to a private patio and garden.The updated kitchen features maple cabinets and a charming vintage O'Keefe and Merritt gas stove alongside modern stainless steel appliances. The kitchen window looks out to the front patio, with the Topa Topa mountains visible in the distance.The spacious primary bedroom is a true retreat, complete with vaulted beamed ceilings, patio access, and an updated en suite bath appointed with travertine tile, a deep soaking tub, and a separate walk-in shower.Located a short drive from local restaurants, independent shops, and hiking trails whether you head toward downtown Ojai or wander into Meiners Oaks.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Michala Kepple · LIV Sothebys Ojai
Payment estimate
$6,135
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,000 · Loan: $756,000
- Principal & Interest
- $4,645
- Property tax (1.25%)
- $875
- Homeowners insurance
- $300
- Mortgage insurance
- $315
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $29,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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