11905 Silver Spur
Ojai, CA, 93023
$885,000
MLS: TR26071865
Beds
3
Baths
2
Sq Ft
1,284
Lot
0.14 ac
Year Built
1989
MLS #
TR26071865
Days on Market
17
Listed
Apr 3, 2026
Description
Welcome to 11905 Silver Spur St., a beautifully updated Ojai home that reflects the ease, beauty, and quiet charm of life in the valley. The open, light-filled interiors feel instantly warm and inviting, while the porch offers an ideal place to relax with a glass of wine as the Topa Topas catch Ojai’s signature pink moment at sunset. In a peaceful setting with easy access to Santa Barbara and Ventura, the home is just a short stroll to the Ojai Trolley for brunch at the Ojai Valley Inn or an afternoon in downtown Ojai, where live music and local theater add to the experience. Local eateries, a yoga studio, hiking trails, and the nearby bike path to the coast are all close at hand. This is a home that brings together tranquility, connection, and the best of the Ojai lifestyle.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Payment estimate
$6,448
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,500 · Loan: $796,500
- Principal & Interest
- $4,894
- Property tax (1.25%)
- $922
- Homeowners insurance
- $300
- Mortgage insurance
- $332
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $30,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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