1574 W 20th Street
San Bernardino, CA, 92411
$440,000
Original list price: $430,000
MLS: CV26128394
Beds
2
Baths
1
Sq Ft
836
Lot
0.15 ac
Year Built
1947
MLS #
CV26128394
Days on Market
23
Listed
Jun 12, 2026
Description
New luxury vinyl plank(LVP) flooring just installed, and an energy efficient 18,000 BTU Innovair ductless mini split with heat pumps providing both heating and air conditioning. Welcome to this charming and beautifully updated single-story home featuring 2 bedrooms, 1 full bathroom, and approximately 836 square feet of comfortable living space. New roof on both house & garage. New windows. Newer water heater. Quartz counters in kitchen. Situated on a spacious 6,400 square foot lot, this move-in-ready property blends modern updates with classic character. Inside, you'll find luxury vinyl plank flooring, fresh neutral tones, abundant natural light, and a functional floor plan designed to maximize space and comfort. The large backyard offers endless possibilities for outdoor entertaining, gardening, play areas, or future enhancements. A detached 2-car garage provides additional storage and parking, while the extended driveway and gated side access offer added convenience. Mature trees and attractive landscaping enhance the property's curb appeal and create a welcoming outdoor setting. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this home presents an excellent opportunity for first-time buyers, downsizers, or investors seeking a turnkey property with room to grow. Don't miss your chance to own this inviting San Bernardino home!
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Nicole Jones · HOMESMART, EVERGREEN REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,545
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92411 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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