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PendingSingleFamilyResidence

2226 Ramona

San Bernardino, CA, 92411

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$435,000

MLS: CV26168896

Beds

3

Baths

1

Sq Ft

903

Lot

0.17 ac

Year Built

1953

MLS #

CV26168896

Days on Market

6

Listed

Aug 5, 2026

Description

Exceptional opportunity in San Bernardino! This 3-bedroom, 1-bathroom home offers endless potential for buyers ready to make it their own. Whether you're planning a complete renovation or simply updating the existing space, this property provides a great foundation to bring your vision to life. Situated on a spacious lot in an established neighborhood, the property offers plenty of outdoor space with room to enhance the landscaping or create an inviting backyard retreat, subject to local regulations. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home combines a desirable location with endless possibilities. With the right updates and personal touches, this property has the potential to truly shine. Don't miss the opportunity to transform this San Bernardino home into something special. Seller is Contingent of finding a replacement property.

Location

San Bernardino, San Bernardino County, CA 92411

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Listed by: Shelli Canales · RE/MAX CHAMPIONS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,435

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,518
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92411 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92411 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.