314 Vallerio Avenue
Ojai, CA, 93023
$870,000
MLS: V1-35472
Beds
3
Baths
2
Sq Ft
1,353
Lot
0.18 ac
Year Built
1959
MLS #
V1-35472
Days on Market
5
Listed
Apr 17, 2026
Description
This property is located in the desirable Garden Terrace Ojai neighborhood.The freshly painted, 3-bedroom/2-bathroom home offers 1,353 sq. ft. of living space and features beautiful mountain views, making it a perfect fit for a family. The location is cozy and conveniently situated close to local shops, restaurants, the bike path, Libbey Park, Downtown Ojai, schools, and nearby Lake Casitas.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Ross Falvo · NextHome Coastal Estates
Payment estimate
$6,343
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,000 · Loan: $783,000
- Principal & Interest
- $4,811
- Property tax (1.25%)
- $906
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $30,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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