12130 Smokie Lane
Cerritos, CA, 90703
$1,225,000
MLS: CV26057731
Beds
4
Baths
2
Sq Ft
1,427
Lot
0.11 ac
Year Built
1971
MLS #
CV26057731
Days on Market
14
Listed
Mar 17, 2026
Description
Welcome to this beautifully newly updated single-story home nestled in one of Cerritos’ desirable neighborhoods. Thoughtfully renovated with modern finishes and a clean, sophisticated aesthetic, this home offers both comfort and elevated everyday living. Step inside this 4 bedroom 2 bath home and discover a fully remodeled kitchen featuring sleek white cabinetry, contemporary hardware, and a stunning waterfall-edge island—perfect for both casual dining and entertaining. Large windows flood the space with natural light, creating an airy, open feel that seamlessly connects indoor and outdoor living. The home boasts brand-new flooring throughout, offering a cohesive, modern look with durability and warmth. Both bathrooms have been tastefully upgraded with designer finishes, including elegant tile work, modern vanities, and high-end fixtures that create a spa-like experience. Enjoy year-round comfort with a newly installed AC system, ensuring efficiency and climate control in every season. Outside, the private backyard provides a low-maintenance, beautifully designed space—ideal for relaxing, hosting gatherings, or simply enjoying Southern California sunshine. Located in a quiet, well-established community, this turnkey home is close to top-rated schools, parks, shopping, and dining. Move-in ready and thoughtfully upgraded—this is Cerritos living at its best.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Mike Hsieh · RE/MAX TOP PRODUCERS
Payment estimate
$8,809
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $122,500 · Loan: $1,102,500
- Principal & Interest
- $6,774
- Property tax (1.25%)
- $1,276
- Homeowners insurance
- $300
- Mortgage insurance
- $459
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $42,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
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