1220 Johnson Drive 107
Ventura, CA, 93003
$650,000
MLS: V1-38712
Beds
2
Baths
2
Sq Ft
1,680
Lot
0.09 ac
Year Built
1982
MLS #
V1-38712
Days on Market
22
Listed
Sep 13, 2026
Description
AIR CONDITIONED AND UPGRADED! This is the special Gated 55+ Rancho Ventura home you've been waiting for! Spacious and upgraded 1680sf of easy living on a large corner lot. Two generous bedrooms, plus a separate office/bonus room with a solar tube could be used for guests. There are two large sunny living spaces, and the family room has a lovely fireplace with a raised hearth.Tasteful upgrades include the granite kitchen with stainless appliances, the primary bath has been beautifully remodeled, all new windows, newer heating and central air-conditioning, lighting and ceiling fans, and gorgeous hardwood floors. Your outdoor space has a charming gazebo on the patio and a large side yard. Even the garage has new epoxy floors! The low $365 HOA fee includes water, sewer, trash, basic Spectrum cable/internet, and the use of all of Rancho Ventura's fabulous amenities: clubhouse, heated pool, spa, kitchen, library, weight room, billiards room, RV/Trailer parking and the friendliness neighbors in Ventura! Rancho Ventura is centrally located near the Victoria corridor, Kimball Park, shopping, restaurants, UCLA health and easy freeway access.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Laurie Rutledge · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $65,000 · Loan: $585,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,050
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
- HOA dues
- $365
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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