1220 W Victoria
San Bernardino, CA, 92411
$479,900
Original list price: $509,900
MLS: IV26183025
Beds
3
Baths
2
Sq Ft
1,268
Lot
0.13 ac
Year Built
1957
MLS #
IV26183025
Days on Market
65
Listed
Aug 20, 2026
Description
Charming San Bernardino Home with Multiple Income Opportunities Beautiful home in good condition featuring 3 bedrooms and 2 bathrooms in the main house. The property also includes an additional private bedroom and bathroom located at the rear of the property, providing added flexibility and privacy. In addition, there is a separate, fully independent studio with 1 bedroom and 1 bathroom, completely detached from the main house. This additional living space offers an excellent opportunity for rental income, a guest suite, or extended family. Conveniently located near parks, schools, shopping, and everyday amenities. Don’t miss this excellent opportunity to own a home with additional independent living spaces and potential rental income!
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: LUIS ZAPATA · HOMEQUEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,967
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92411 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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