12986 Bartholow Drive
Rancho Cucamonga, CA, 91739
$1,039,999
MLS: SW26135198
Beds
3
Baths
3
Sq Ft
2,964
Lot
0.21 ac
Year Built
2005
MLS #
SW26135198
Days on Market
11
Listed
Jul 3, 2026
Description
Welcome to this stunning two-story home located in the highly desirable Etiwanda community of Rancho Cucamonga. Boasting approximately 2,964 square feet of living space, this beautifully maintained residence offers the perfect blend of comfort, style, and functionality. Featuring spacious bedrooms, bathrooms, spacious downstair office that can be converted to a bedroom and a three car garage, this home provides ample room for both everyday living and entertaining. The inviting floor plan showcases generous living spaces, abundant natural light, and a seamless flow throughout. The well-appointed kitchen opens to the family room, creating an ideal setting for gatherings with family and friends. Step outside to your private backyard oasis, complete with a sparkling pool, perfect for relaxing, entertaining, and enjoying Southern California’s year-round sunshine. Situated in one of Rancho Cucamonga’s most sought-after neighborhoods, this home is conveniently located near award-winning schools, parks, shopping, dining, and easy access to major freeways. Don’t miss this incredible opportunity to own a beautiful home in the heart of Etiwanda!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Tabatha Davis · Simmons Evans Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,788
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,000 · Loan: $935,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,015
- Property tax (1.25%)
- $1,083
- Homeowners insurance
- $300
- Mortgage insurance
- $390
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $36,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91739 (Rancho Cucamonga)within ±10% of this home's price and size.
$960,000
11970 Pine Mountain Court
Rancho Cucamonga, 91739
$999,900
12836 Elegance
Rancho Cucamonga, 91739
$999,999
6136 Walnut Grove Court
Rancho Cucamonga, 91739
$1,049,999
12222 Dry Creek
Rancho Cucamonga, 91739
$1,050,000
12537 Vintner Drive
Rancho Cucamonga, 91739
$1,099,000
7220 Cumberland
Rancho Cucamonga, 91739
Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.