12225 Richfield Drive
Rancho Cucamonga, CA, 91739
$1,359,000
Original list price: $1,399,900
MLS: HD26145491
Beds
5
Baths
4
Sq Ft
4,213
Lot
0.18 ac
Year Built
2003
MLS #
HD26145491
Days on Market
69
Listed
Jul 19, 2026
Description
Pristine and Elegant! Welcome to 12225 Richfield Dr, a beautifully maintained home in the high desirable Rancho Cucamonga community! This upscale home has multiple views, mountains in the front and city lights from the master suite balcony. Large gourmet-pro kitchen includes stainless appliances, granite counters, a large island with tons of storage, an eat in dining area and porcelain tile flooring which enters into the family room w/ fireplace. The bedroom downstairs has it's own full bathroom and a sliding door to exterior; perfect for a guest or in-laws. Downstairs bedroom can also be used for a short-term rental providing additional income as it has its own entrance. Plantation Shutters throughout. Separate Two-car garage plus a one-car garage. House has solar panels which brings the electric bills down significantly. Walking distance to some of the highest ranking schools in the Etiwanda School District- John L Golden Elementary, Day Creek Intermediate, and Los Osos High School. Don't miss this great home!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Mei Ling Wang · Lily Real Estate Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,387
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $135,900 · Loan: $1,223,100
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,162
- Property tax (1.25%)
- $1,416
- Homeowners insurance
- $300
- Mortgage insurance
- $510
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $47,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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