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ActiveSingleFamilyResidence

12225 Richfield Drive

Rancho Cucamonga, CA, 91739

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$1,399,900

MLS: HD26145491

Beds

5

Baths

4

Sq Ft

4,213

Lot

0.18 ac

Year Built

2003

MLS #

HD26145491

Days on Market

16

Listed

Jul 19, 2026

Description

Pristine and Elegant! This Upscale Home has Multiple Views, Mountains in the Front and City Lights from The Master Suite Balcony. Large Gourmet- Pro Kitchen Includes Stainless Appliances, Granite Counters, A Large Island with Tons of Storage, An Eat In Dining Area and Poreclain Tile Flooring Which, Enters Into The Perfect Family Room W/ Fireplace and a Door Leading To The Rear Grounds. The Main Floor has A Bedroom W/ Bath (Great for In Laws, Guests, Teens or a Theater.) There is a Formal Dining Room, and a Living Room with a Fireplace. The Indoor Laundry Room and Powder Room Finishes the Downstairs. The Grand Master Suite is Perfect for Relaxation with a Jetted Tub, Dual Sinks, a Vanity Area, 2 Walk In Closets, Balcony and an Entrance to the Gym (or office) Where an Exit Door leads to a Balcony. A fully Ducted "Whisper Quiet" Whole House Fan, , Faux Finish in Baths and Many More Upgrades. The Upstairs Loft Is the Perfect Indoor Playground. Four (4) of The Bedrooms Have Individual Walk In Closets. Plantation Shutters and Ceiling Fans. There Is a Separate 2 Car Garage Plus a One Car Garage. Solar Panels. You are Nestled High In The Foothills Here, with Exceptional Views, Great Shopping and Dining All Around You, Yet minutes to the 210 Freeway, Excellent Schools and Great Curb Appeal.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Mei Ling Wang · Lily Real Estate Inc.

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$10,380

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,990 · Loan: $1,259,910

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$8,097
Property tax (1.25%)
$1,458
Homeowners insurance
$300
Mortgage insurance
$525
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91739 (Rancho Cucamonga)within ±10% of this home's price and size.

Local Market Stats

See Rancho Cucamonga, CA 91739 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.