12881 Seahorse Drive
Rancho Cucamonga, CA, 91739
$1,390,000
MLS: CV26181261
Beds
5
Baths
5
Sq Ft
4,027
Lot
0.44 ac
Year Built
2011
MLS #
CV26181261
Days on Market
17
Listed
Aug 20, 2026
Description
Beautiful 5-bedroom, 4.5-bath home with a private casita, ideally positioned at the end of a cul-de-sac with breathtaking mountain views & sparkling city lights. From the moment you arrive, inviting hardscaped landscaping & a gated courtyard create a warm & private first impression. The courtyard features a security wrought-iron gate, stacked-stone accents, and a calming water fountain. The spacious casita offers crown molding, plantation shutters, a kitchenette with microwave, refrigerator, & sink, walk-in closet with built-in organizers, and a private bathroom with walk-in shower. A separate thermostat adds comfort and convenience, making the casita ideal for guests, extended family, or a private retreat. In the main home, travertine tile flows through the hallway & common areas, highlighted by a medallion inlay. The formal dining room features crown molding and chair rail detailing. The open-concept family room & kitchen are designed for both everyday living & entertaining, with a large center island featuring granite countertops a full backsplash, stainless steel appliances, convection oven, a 5-burner cooktop, a range hood, and a walk-in pantry. A large sliding door fills the space with natural light & provides easy access to the backyard. Upstairs, a spacious loft with mountain views offers built-in storage & flexible living space. One bedroom is conveniently located near a hallway bathroom, while two additional bedrooms feature a Jack-and-Jill bathroom with dual sinks. The primary suite is a peaceful retreat with abundant windows showcasing beautiful city-light views. The luxurious primary bathroom features a deep soaking tub, walk-in shower, two separate vanities, including a dedicated glam station, and two large walk-in closets. Step outside onto the private primary balcony and enjoy panoramic city-light views overlooking the beautifully landscaped backyard. The backyard is designed for relaxing and entertaining, featuring a concrete slab, peaceful fountain, California room with lighting, and thoughtfully hardscaped landscaping with accent lighting. The home also features a newer HVAC system and water heater, both less than 2 years old, providing added peace of mind and efficiency. With stunning views from nearly every room, exceptional indoor-outdoor living, a private casita, and an enviable cul-de-sac location, this beautiful home offers the perfect blend of comfort, privacy, and style. Truly move-in ready and waiting for you to call it home!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: William Lim · BERKSHIRE HATH HM SVCS CA PROP
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,819
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $139,000 · Loan: $1,251,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,348
- Property tax (1.25%)
- $1,448
- Homeowners insurance
- $300
- Mortgage insurance
- $521
- HOA dues
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91739 (Rancho Cucamonga)within ±10% of this home's price and size.
$1,299,888
5021 Juneau Court
Rancho Cucamonga, 91739
$1,359,000
12225 Richfield Drive
Rancho Cucamonga, 91739
$1,385,000
12404 N Green Tree Drive
Rancho Cucamonga, 91739
$1,385,000
5613 Carmello Court
Rancho Cucamonga, 91739
$1,480,000
12575 Carmel Knolls Drive
Rancho Cucamonga, 91739
$1,499,000
12430 Macon Drive
Rancho Cucamonga, 91739
Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.