1436 20th Street 15
Santa Monica, CA, 90404
(No pictures available yet)
$1,150,000
MLS: 26810681
Beds
2
Baths
3
Sq Ft
1,492
Lot
0.52 ac
Year Built
1989
MLS #
26810681
Days on Market
6
Listed
May 7, 2026
Description
Tucked away in a quiet interior location, this beautifully updated 2-bedroom, 2.5-bath Santa Monica townhome offers stylish coastal living with abundant natural light and inviting indoor-outdoor flow. A charming red front door adds a distinctive and welcoming touch, setting a vibrant tone from the moment you arrive. The open-concept main level features wide plank flooring, high ceilings, and a spacious living area that opens directly to a private patio surrounded by lush greenery ideal for entertaining, enjoying the sunshine or relaxing outdoors. A sleek tiled fireplace creates a warm ambiance throughout the space. The kitchen features granite countertops, updated modern cabinetry and finishes, stainless steel appliances including a new refrigerator, oven and dishwasher, a wine fridge, and a reverse osmosis water filtration system, blending style and functionality for everyday living. Adjacent to the kitchen is an additional dining or sitting area, perfect for entertaining guests or creating a flexible secondary lounge or workspace. The thoughtfully designed layout offers comfortable living across multiple levels, creating both privacy and flexibility. The spacious primary suite features French doors opening to a small private balcony, black out shades, updated lighting and ceiling fan fixtures, a walk-in closet with custom built-ins, and a recently fully renovated en-suite bathroom featuring new vanities, floors, toilets and mirrors. The second bedroom includes its own en-suite bathroom, black out shades, built-in closet organization, and updated lighting and ceiling fan fixtures, making it perfect for guests, family, or a home office setup. The additional powder room located on the main living area has also been updated with new vanity, flooring, toilet and mirror finishes. Additional highlights include wide plank flooring throughout, a tankless water heater, Ecobee smart climate control for heat and air, new in-unit washer and dryer, a detached gated garage with two parking spaces, updated finishes throughout, and beautiful skylights enhancing the natural light throughout. Located in the heart of Santa Monica, just moments from parks, shops, dining, Whole Foods, Trader Joe's, St. John's Health Center, UCLA Medical Center, and the beach, this home offers a rare opportunity to enjoy modern comfort and convenience in one of Santa Monica's most desirable neighborhoods. An exceptional residence delivering sophisticated modern design and elevated coastal living in a premier Santa Monica location.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Regina Vannicola · Compass
Payment estimate
$8,376
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,447
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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