1605 Deschutes Avenue
Ventura, CA, 93004
$775,000
MLS: 226001294
Beds
4
Baths
3
Sq Ft
1,469
Lot
0.08 ac
Year Built
1996
MLS #
226001294
Days on Market
32
Listed
Mar 20, 2026
Description
Move-in ready two-story home in a desirable Ventura neighborhood. Features a bright living area, updated kitchen with ample cabinetry, and well-maintained bathrooms. Private, low-maintenance backyard with patio--perfect for outdoor living. Two-car garage, extended driveway, and close to parks, schools, shopping, and freeway access.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Antonio Rodriguez · Compass
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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