3404 Begonia
Phelan, CA, 92371
$369,000
Original list price: $395,000
MLS: IV26217968
Beds
4
Baths
3
Sq Ft
1,432
Lot
2.30 ac
Year Built
1988
MLS #
IV26217968
Days on Market
22
Listed
Oct 7, 2026
Description
2 HOMES IN 1 LOT! 2.3 ACRES OF POSSIBILITIES! Discover space, privacy, and versatility at this fully fenced Phelan horse property! Highlights include extensive cement driveway and hardscape, multiple iron gates, mature shade trees, and plenty of room for vehicles, trailers, recreational toys, and animals. The main home features 2 bedrooms, 2 bathrooms, plus a den currently used as a third bedroom, totaling 1,152 sqft. An enclosed porch and enclosed patio offer flexible space for an office, game room, hobbies, or guests. The kitchen features newer countertops and painted cabinetry. A 280 sqft detached 1-bedroom unit with ADU potential adds possibilities for extended family, guests, or potential rental income. A chicken coop and 2-car carport round out the property. Gated, spacious, and full of potential—this unique property offers room to spread out and make it your own! ***Seller will consider a contribution towards buyer's closing costs or rate buy-down!***
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: CATALINA CASTANEDA · Southland Homes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,086
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,900 · Loan: $332,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,263
- Property tax (1.25%)
- $384
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $12,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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