12440 Elliott
El Monte, CA, 91732
$1,319,000
MLS: WS26181259
Beds
4
Baths
4
Sq Ft
2,504
Lot
0.52 ac
Year Built
1935
MLS #
WS26181259
Days on Market
22
Listed
Aug 18, 2026
Description
"Great investment and development opportunity or large family" on an expansive 22,550 sq ft lot. This versatile property is well-suited for investors, developers, or buyers seeking to expand and make their own by adding a swiming pool, BBQ bar to entertain friend and family. The newly renoveted property features a 4-bedroom, 4-bath main residence ready to move, along with additional 1-bedroom, 1-bath and approxamily 600sqft storage that can be turn in a ADU situated at the rear. The oversized lot presents a compelling opportunity for expansion, redevelopment, or creating a private compound-style setting. Conveniently located moments away from the 210, 10, and 605 freeways, providing easy access throughout the San Gabriel Valley and greater Los Angeles area. Close to Arcadia, Temple City, and Monrovia, with nearby dining, shopping, and everyday amenities.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Silvia Zhang · HARVEST REALTY DEVELOPMENT
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,837
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $131,900 · Loan: $1,187,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,668
- Property tax (1.25%)
- $1,374
- Homeowners insurance
- $300
- Mortgage insurance
- $495
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $46,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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