5140 Elrovia
El Monte, CA, 91732
$1,288,000
MLS: WS26116437
Beds
5
Baths
4
Sq Ft
2,637
Lot
0.15 ac
Year Built
1949
MLS #
WS26116437
Days on Market
14
Listed
May 29, 2026
Description
Welcome to 5140 Elrovia Avenue The main level lives bright and turnkey. Light wood-look flooring runs throughout, paired with crisp white baseboards, crown molding, and a mix of recessed and flush-mount lighting. Bedrooms are well-proportioned and filled with natural light, finished in soft neutral and warm blush tones, with generous closets including a walk-in with built-in shelving and a separate linen closet. One bedroom opens directly to an updated bath, an easy guest or in-law suite. The kitchen features warm maple cabinetry with raised-panel and glass-front uppers, dramatic granite counters and full backsplash and a deep stainless steel basin .The home's showpiece is a dramatic granite-tiled great room at its core. The room has its own private exterior entry through a leaded-glass door, an adjoining bedroom and full bath finished in elegant marble-look tile, and sliding-glass access to a private patio with an outdoor sink and wet-bar counter. With its separate entrance, bath, and yard access, this level offers exceptional flexibility for multi-generational living. Upstairs, the addition opens into a private primary retreat with vaulted ceilings, statement chandeliers, and a wall of windows framing lake and treetop views. A raised platform defines a flexible sleeping or lounge area, and the suite is anchored by a spa-caliber bath: marble-look floors, a jetted soaking tub beneath a window, a glass-enclosed shower with designer tile accents, dual white shaker vanities, and a private cedar dry sauna. The level opens directly to its own rooftop view deck. Outdoor living and a lot flexibility are true standouts. Multiple decks and terraces overlook the lake and the San Gabriel Mountains, shaded by mature heritage trees. The grounds include landscaped side yards with producing citrus and fruit trees, brick-accented concrete patios, a laundry room, an attached two-car garage, and gated extra parking with room for an RV, boat, or work vehicles. The layout's versatility is hard to replicate: a turnkey main level, a self-contained lower great-room suite with its own entrance, and an upstairs primary retreat, all under one roof. Located in the San Gabriel Valley directly across from the lake, with easy access to the 10, 60, and 605 freeways, and close to parks, schools, shopping, and dining. Within the El Monte Union High School District. The school bus pickup stop is just around the corner.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: JIE LUO · RED DRAGON REALTY CORP.
Payment estimate
$9,467
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $128,800 · Loan: $1,159,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,342
- Property tax (1.25%)
- $1,342
- Homeowners insurance
- $300
- Mortgage insurance
- $483
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $45,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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