1267 N F
San Bernardino, CA, 92405
$490,000
MLS: IV26052207
Beds
4
Baths
3
Sq Ft
1,278
Lot
0.15 ac
Year Built
1920
MLS #
IV26052207
Days on Market
3
Listed
Mar 10, 2026
Description
This is the one buyers have been waiting for. Located in a highly desired area in north San Bernardino, this beautiful property delivers both convenience and long term upside. The main home offers 3 spacious bedrooms and 2 bathroom with modern touches throughout, while the bonus 1-bedroom, 1-bath unit features its own private kitchen. It's perfect for generating rental income, hosting extended family, or creating a private work-from-home retreat. Plus. This is the deal you've been waiting for. Just minutes from shopping, dining, entertainment, freeway access, and this location offers both lifestyle and strong rental appeal. Whether you’re a first-time buyer or an investor searching for a smart cash-flow opportunity, this property checks every box. Don’t miss your chance to own a versatile, income-producing home in one of San Bernardino’s most convenient pockets.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: CHRISTOPHER RUIZ · EXCLUSIVE PROPERTIES
Payment estimate
$3,704
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000
- Principal & Interest
- $2,710
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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