PendingSingleFamilyResidence

1267 N F

San Bernardino, CA, 92405

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$490,000

MLS: IV26052207

Beds

4

Baths

3

Sq Ft

1,278

Lot

0.15 ac

Year Built

1920

MLS #

IV26052207

Days on Market

3

Listed

Mar 10, 2026

Description

This is the one buyers have been waiting for. Located in a highly desired area in north San Bernardino, this beautiful property delivers both convenience and long term upside. The main home offers 3 spacious bedrooms and 2 bathroom with modern touches throughout, while the bonus 1-bedroom, 1-bath unit features its own private kitchen. It's perfect for generating rental income, hosting extended family, or creating a private work-from-home retreat. Plus. This is the deal you've been waiting for. Just minutes from shopping, dining, entertainment, freeway access, and this location offers both lifestyle and strong rental appeal. Whether you’re a first-time buyer or an investor searching for a smart cash-flow opportunity, this property checks every box. Don’t miss your chance to own a versatile, income-producing home in one of San Bernardino’s most convenient pockets.

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: CHRISTOPHER RUIZ · EXCLUSIVE PROPERTIES

Payment estimate

$3,704

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000

%
Principal & Interest
$2,710
Property tax (1.25%)
$510
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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