3131 N E
San Bernardino, CA, 92405
$479,999
MLS: IG25281321
Beds
3
Baths
2
Sq Ft
1,315
Lot
0.17 ac
Year Built
1935
MLS #
IG25281321
Days on Market
104
Listed
Jan 4, 2026
Description
Welcome to this beautiful maintained home in the heart of San Bernardino! This property offers a great blend of comfort, functionally, and opportunity, perfect for homeowners and buyers looking for a long-term value. The home features a spacious layout, well-kept interiors, and a generously sized lot with room to make it your own. The backyard provides excellent potential for entertaining, expansion, or even an ADU, offering flexibility for future use and added value, Conveniently located on a main street for easy access, and just minutes form Downtown San Bernardino, California State University, grocery stores, shopping centers, and major freeways - making commuting and everyday living simple and accessible. Whether you are a first - time homebuyer or an investor, this home presents a strong opportunity in a growing market.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Hilda Sanchez-Cantu · Inland Empire Realty Group
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $431,999
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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