PendingSingleFamilyResidence

1995 Genevieve

San Bernardino, CA, 92405

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$464,888

MLS: IV25260373

Beds

3

Baths

4

Sq Ft

1,416

Lot

0.16 ac

Year Built

1922

MLS #

IV25260373

Days on Market

117

Listed

Nov 14, 2025

Description

We are pleased to present a charming residence in San Bernardino, situated on a spacious 6,850 square foot lot adorned with numerous fruit trees, ideal for outdoor leisure and social events. This property offers a comfortable two-bedroom, three-bathroom home, complemented by a welcoming family room with a fireplace, a formal dining room, an inviting porch, and extensive driveway parking accommodating multiple vehicles. Recent enhancements include brand-new windows, a new roof, and an elegant iron gate for enhanced security and privacy. Additionally, there is an unpermitted room with a bathroom, which presents an excellent opportunity for an Accessory Dwelling Unit (ADU), perfect for generating additional income or providing extra living space. This home is conveniently located near esteemed educational institutions such as Lincoln Elementary and San Bernardino High, and offers immediate access to local parks, shopping centers, and major freeways for effortless commuting. The city of San Bernardino is currently undergoing significant development, positioning this property as a prime investment for future appreciation. We encourage you not to overlook this exceptional opportunity to acquire a versatile home within a dynamic community.

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: HILDA PATINO · RE/MAX CHAMPIONS

Payment estimate

$3,529

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,489 · Loan: $418,399

%
Principal & Interest
$2,571
Property tax (1.25%)
$484
Homeowners insurance
$300
Mortgage insurance
$174
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,271 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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