PendingSingleFamilyResidence

1275 Hardt

San Bernardino, CA, 92408

1 / 21View all 21 photos

$475,000

MLS: SR26062195

Beds

3

Baths

1

Sq Ft

1,118

Lot

0.17 ac

Year Built

1960

MLS #

SR26062195

Days on Market

19

Listed

Mar 23, 2026

Description

Welcome to this contemporary style home featuring an architectual cross-gabled roof, 3 bedrooms, bonus rec room, full bathroom, kitchen, living room, and a oversized backyard. This property is perfect for first-time home buyers, investors, or a owner-builder looking to construct on this empty canvas. With a lot sizable enough to build a pool/house, ADU, storage, recreational space and still have room for much more. Come and see how you can transform this house and make it your own. Before this opportunity is gone.

Location

San Bernardino, San Bernardino County, CA 92408

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Listed by: Elvis Herrera · Valley View Realty,Inc

Payment estimate

$3,600

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500

%
Principal & Interest
$2,627
Property tax (1.25%)
$495
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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