164 E Valley Street
San Bernardino, CA, 92408
$479,000
Original list price: $469,000
MLS: TR26190126
Beds
3
Baths
2
Sq Ft
1,224
Lot
0.17 ac
Year Built
2005
MLS #
TR26190126
Days on Market
6
Listed
Aug 30, 2026
Description
Welcome to this beautifully updated 3-bedroom, 2-bath home situated on a spacious 7,500 sqft lot. The bright, open floor plan features new flooring and double pane windows throughout and a refreshed kitchen with new quartz countertop, ample cabinetry, recessed lighting, and an adjoining dining area. The primary bedroom includes a private bathroom, and both bathrooms have been tastefully updated. Additional highlights include a separate indoor laundry room, a detached 2-car garage, and an extra-long driveway offering abundant parking. The expansive backyard offers plenty of room for entertaining, gardening, or a potential ADU. This manufactured home is situated on its own land- the land is included with no space rent. A recorded 433A permanent foundation certification is in place, allowing the property to be considered for conventional financing. Conveniently located near shopping, dining, schools, and major freeways. Move-in ready with valuable land and exciting future possibilities- don't miss this opportunity!
Location
San Bernardino, San Bernardino County, CA 92408
Open on Google Maps ↗Listed by: Libo Zhu · WeTrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,963
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,900 · Loan: $431,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,985
- Property tax (1.25%)
- $499
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92408 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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