1276 W 31st
San Bernardino, CA, 92405
$510,000
Original list price: $530,000
MLS: TR26136536
Beds
3
Baths
1
Sq Ft
1,536
Lot
0.22 ac
Year Built
1950
MLS #
TR26136536
Days on Market
44
Listed
Jun 23, 2026
Description
Welcome to 1276 W 31st Street, San Bernardino! This well-maintained single-story home offers 1,536 square feet of living space on an expansive 9,480 square foot lot, providing ample room for comfortable living and future possibilities. Featuring 3 bedrooms and 1 bathroom, the home boasts a functional floor plan with spacious living areas, abundant natural light, and a welcoming atmosphere. The large lot offers endless potential for outdoor entertaining, gardening, expansion, or exploring future ADU opportunities (buyer to verify with the city). Conveniently located near schools, shopping, dining, parks, and major freeways, this property combines accessibility with everyday convenience. Whether you’re a first-time homebuyer looking for extra yard space, a growing family, or an investor seeking long-term potential, this home presents an outstanding opportunity. This property delivers exceptional value with a generous lot size and a desirable single-story layout. Don’t miss your chance to own this versatile San Bernardino home—schedule your private tour today!
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Haixia Bian · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,972
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,000 · Loan: $459,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,950
- Property tax (1.25%)
- $531
- Homeowners insurance
- $300
- Mortgage insurance
- $191
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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