3524 N Stoddard
San Bernardino, CA, 92405
$499,900
MLS: IV26111846
Beds
2
Baths
2
Sq Ft
1,285
Lot
0.13 ac
Year Built
1951
MLS #
IV26111846
Days on Market
25
Listed
May 22, 2026
Description
Welcome to 3524 N Stoddard Ave. This adorable home offers 2 bedrooms and 2 full bathrooms. Property was remodeled in 2018 with updated custom cabinets, stainless steel appliances, granite counter tops and a center island for the open concept. Bathrooms updated in 2018 with new vanities. Vinyl plank flooring throughout the living/bedroom areas. Step down Family room offers a modern EPA-style airtight wood stove. HVAC new in 2018 as well. The Assessor shows 3 bedrooms however one room serves more as an office/flex room, there is no closet. Indoor laundry. Detached 2 car garage with additional covered parking. Backyard offers privacy with updated block walls. Yards are ready for your personal touches to create.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: MARLA BOOTH · BETTER HOMES AND GARDENS REAL ESTATE CHAMPIONS
Payment estimate
$3,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92405 (San Bernardino)within ±10% of this home's price and size.
$450,000
770 W Trenton
San Bernardino, 92405
$469,000
2932 Genevieve
San Bernardino, 92405
$470,000
2863 N E
San Bernardino, 92405
$470,000
3040 N F St
San Bernardino, 92405
$479,950
579 16th
San Bernardino, 92405
$479,999
1673 N Mountain View
San Bernardino, 92405
Local Market Stats
See San Bernardino, CA 92405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.