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Under ContractSingleFamilyResidence

579 16th

San Bernardino, CA, 92405

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$468,950

MLS: IG26157477

Beds

3

Baths

2

Sq Ft

1,484

Lot

0.14 ac

Year Built

1924

MLS #

IG26157477

Days on Market

11

Listed

Jul 19, 2026

Description

Vintage House located near downtown San Bernardino close to schools, shopping, freeway access and hospitals. Roomy three bedrooms with one and a half bathrooms. Large living room with formal dining room indoor laundry. Wood burning fireplace. Some upgrades have been done. Great for a family just starting out. Large covered front porch for relaxing. Fenced yard.

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Steve Boyd · BOYD REALTORS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,679

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,895 · Loan: $422,055

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,715
Property tax (1.25%)
$488
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,413 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92405 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92405 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.