12796 Kern River Road
Victorville, CA, 92392
$499,999
MLS: SW26193884
Beds
5
Baths
3
Sq Ft
2,573
Lot
0.16 ac
Year Built
1989
MLS #
SW26193884
Days on Market
14
Listed
Sep 3, 2026
Description
Pool days, late nights in the jacuzzi, and 28 owned solar panels to go with it. This Victorville home has the space and the setup that’s hard to find, with over 2,500 sq ft, 5 bedrooms and 3 bathrooms, including a bedroom AND separate office downstairs. Inside, there’s room to live without feeling on top of each other, whether you need space for family, guests, a home office, or all three. A new water heater is already in place, and outside, the backyard is ready to enjoy with a pool, jacuzzi and low-maintenance landscaping with a drip system, so your weekends don’t have to revolve around yard work. Just minutes from shopping and dining along Bear Valley Road, with convenient access to I-15 for getting around the High Desert and beyond. Come take a look and see what makes this one worth calling home.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Blake Cory · eXp Realty of California, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,075
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,067
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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