12885 Golf Course Drive
Victorville, CA, 92395
$459,900
MLS: HD26068124
Beds
3
Baths
3
Sq Ft
1,662
Lot
0.17 ac
Year Built
1973
MLS #
HD26068124
Days on Market
5
Listed
Mar 30, 2026
Description
On the Golf Course located in Spring Valley Lake. Don't let the age of this house fool you! Enjoy serene golf course living in this beautifully updated home, overlooking the golf course and a peaceful water pond. The modern kitchen features new countertops & blacksplash, flooring, stylish cabinetry and a spacious island perfect for entertaining. A new mini split A/C and heating system has been installed insuring year-round comfort with central A/C and evaporative cooling as well. This home features three bedrooms including two primary bedrooms with ensuite bathrooms, three full baths with updated flooring, vanities and floor to ceiling tiled showers. The enclosed patio/sunroom offers spectacular panoramic golf course and water feature views. This home is move-in ready. Start enjoying everything that Spring Valley Lake has to offer including a 200 acre lake for boating, water skiing, wakeboarding, paddleboarding, and kayaking. Community features include a beach park that hosts summer concerts, sandy beach and swimming area, fishing areas, a large community park with ball fields, playground, court sports, dog park, and community center. For a separate membership you may join the neighborhood Bear Valley Country Club with golf course, tennis courts, pickleball, pool, gym, clubhouse and dining.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Lynn Shore · Diamond Realty
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,990 · Loan: $413,910
- Principal & Interest
- $2,543
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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