12910 Side Saddle
Victorville, CA, 92392
$400,000
MLS: CV26219630
Beds
4
Baths
2
Sq Ft
1,697
Lot
0.30 ac
Year Built
1989
MLS #
CV26219630
Days on Market
8
Listed
Oct 8, 2026
Description
SPACE, LOCATION, AND POSSIBILITIES! Welcome to this inviting 4-bedroom home situated on an expansive corner lot in Victorville! Offering 1,697 square feet of living space and an impressive lot of over 13,000 square feet, this property delivers something today's buyers are looking for, room to live, entertain, and make it their own. Step inside and enjoy an open, welcoming layout that creates a natural flow between the living spaces, perfect for everyday comfort and gathering with family and friends. But the real standout? The oversized corner lot! Imagine the possibilities for outdoor entertaining, gardening, creating your dream backyard retreat, or simply enjoying the extra space and privacy. Located in an established Victorville neighborhood, this home offers a wonderful combination of indoor comfort and outdoor potential. Whether you're purchasing your first home, looking for more space, or ready for your next chapter, this property is one you'll want to experience in person. Homes with this much outdoor space don't come along every day. Schedule your showing and come see the possibilities for yourself! (Virtual Staging to see possibilities of home)
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Myiesha Majors · eXp Realty of Greater Los Angeles
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,340
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,473
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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