1300 Saratoga Avenue 1915
Ventura, CA, 93003
$375,000
MLS: V1-34513
Beds
3
Baths
2
Sq Ft
1,135
Lot
—
Year Built
1974
MLS #
V1-34513
Days on Market
53
Listed
Feb 21, 2026
Description
Beautifully upgraded upper-level condo in a prime central Ventura location. Fresh interior paint and new flooring throughout. The kitchen features granite countertops and opens to a bright living space with high ceilings. The primary suite includes an en-suite bathroom for added comfort. Enjoy a private patio in a quiet setting. Includes a one-car garage plus additional parking. HOA amenities include a tennis court, pool, and clubhouse. VA approved.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Christine Cardoso-Moore · Coldwell Banker Realty
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93003 (Ventura) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.