1300 Saratoga Avenue 211
Ventura, CA, 93003
$367,000
MLS: 226001640
Beds
2
Baths
2
Sq Ft
963
Lot
0.02 ac
Year Built
1974
MLS #
226001640
Days on Market
6
Listed
Apr 10, 2026
Description
Welcome to this charming upper-level condo featuring two spacious bedrooms and two full bathrooms. The master bedroom and living area boast wood-beamed vaulted ceilings, adding character and space. You'll enjoy a walk-in closet, a newer heating system, and a private balcony with pleasant views. The unit comes with a one-car garage and an ADDITIONAL PARKING SPACE., and the HOA covers water, trash, and sewer. Community amenities include an indoor pool, spa, tennis court, and cardio room. Conveniently located near shopping, freeway access, theaters, and just a few miles from the beach, this is a fantastic opportunity to own instead of rent!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Jeff Trifiro · Paramount Estates
Payment estimate
$2,849
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,700 · Loan: $330,300
- Principal & Interest
- $2,029
- Property tax (1.25%)
- $382
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $12,845 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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