1325 Bradford Avenue
Rosamond, CA, 93560
$385,000
MLS: 26005572
Beds
3
Baths
2
Sq Ft
1,072
Lot
0.32 ac
Year Built
1992
MLS #
26005572
Days on Market
3
Listed
Jul 17, 2026
Description
Assumable FHA loan at 2.75 percent available! Welcome to this charming 3-bedroom, 2-bathroom home located on a quiet cul-de-sac in the heart of Rosamond, CA. Situated on an oversized 14,037 sq. ft. lot near the top of the hill, this property offers plenty of space and future possibilities, including potential for an ADU (buyer to verify). Inside, the dining area flows seamlessly into the kitchen, creating a functional layout, A sliding glass door provides direct access to the patio and Huge oversized backyard with endless possibilities. The home features a freshly painted interior, central air conditioning, New stainless Dishwasher, New stainless Microwave Hood and laminate flooring throughout. With plenty of potential, Additional features include an attached 2-car garage and a separate storage unit. Perfect for extra storage. Conveniently located near schools, parks, shopping, and restaurants, with easy access to Edwards Air Force Base and major freeways, this home combines comfort, convenience, and opportunity. Ideal for first-time buyers, FHA, USDA, VA buyers, or investors seeking a solid Kern County property.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Roy Shaver · Keller Williams Realty A.V.
Payment estimate
$2,967
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,202
- Property tax (1%)
- $321
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This Rosamond property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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