13429 Rancherias
Apple Valley, CA, 92308
$475,000
MLS: PW26053530
Beds
4
Baths
3
Sq Ft
2,366
Lot
0.49 ac
Year Built
1950
MLS #
PW26053530
Days on Market
1
Listed
Mar 11, 2026
Description
Welcome to this charming pool home in Apple Valley situated on nearly half an acre of land. This property offers space, privacy, and unique architectural character rarely found in the area. Step inside to a warm and inviting living room featuring vaulted wood beam ceilings, tongue-and-groove wood paneling, and a stunning floor-to-ceiling stone fireplace, creating a beautiful focal point for the home. The open floor plan flows into the dining area and kitchen, offering a comfortable layout for everyday living and entertaining. The kitchen provides ample cabinetry, modern appliances, and a breakfast bar overlooking the dining area, while large windows bring in plenty of natural light. The home features a spacious primary suite with a retreat area and built-in closet storage, providing flexibility for a sitting area, workspace, or additional living space. Step outside to enjoy your private backyard oasis featuring an in-ground pool with diving board, perfect for cooling off during warm High Desert days. The expansive lot offers plenty of space for RV parking, outdoor recreation, gardening, or future customization. Additional highlights include luxury vinyl plank flooring, updated bathrooms with granite countertops, a large outdoor deck, ceiling fans, and a two-car garage. Conveniently located near schools, shopping, and major roads, this property offers the perfect combination of comfort, character, and desert living.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Jessica Lopez · Caliber Real Estate Group
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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