$545,000
MLS: CV26230508
Beds
4
Baths
2
Sq Ft
1,988
Lot
2.23 ac
Year Built
2004
MLS #
CV26230508
Days on Market
3
Listed
Oct 26, 2026
Description
USDA-ELIGIBLE AREA-0% down financing for qualified buyers and SOLAR! Welcome to this beautiful custom-built, single-story home situated on approximately 2.23 acres in Phelan! Featuring 4 bedrooms, 2 bathrooms, and approximately 1,988 square feet of living space, this property offers the perfect combination of comfort, space, and country charm. Step inside to discover an inviting floor plan with soaring vaulted ceilings, a spacious formal living room, and a separate family room with a cozy fireplace. The open kitchen features a center island, double ovens, and a generous dining area, perfect for everyday living and entertaining. The primary suite offers a beautiful tray ceiling, direct access to the backyard, and a spacious ensuite bathroom complete with dual sinks, a soaking tub, and a separate shower. Recent improvements include beautiful wood-look tile flooring, updated carpeting, and a newer air conditioning system. Step outside and discover what truly makes this property special! Enjoy a covered patio, lush grassy backyard, beautiful mountain and desert views, and established landscaping featuring 52 fruit trees, 40 assorted trees, 28 cypress trees, and a lovely variety of irises, roses, and lilacs. A functioning drip irrigation system and protective garden fencing help maintain the outdoor spaces. The property also features extensive cross-fencing and a barn/tack room with electricity. There are also 4 chicken coops with protective netting, latching fences, and water access, along with additional storage sheds, offering plenty of possibilities for animals, gardening, and outdoor hobbies. A custom brick pizza oven and fire pit create the perfect setting for gathering with family and friends under the High Desert sky. Additional highlights include solar panels and an attached two-car garage. Located within the Snowline Joint Unified School District, with convenient access to Palmdale Road and Highway 18 for commuters, this unique property offers over two acres of space, established landscaping, and the perfect balance of peaceful country living and everyday convenience.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Laurissa Walker · HOMESMART KEY REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,441
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,369
- Property tax (1.25%)
- $568
- Homeowners insurance
- $300
- Mortgage insurance
- $204
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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