13861 Osage
Apple Valley, CA, 92307
$414,800
Original list price: $419,900
MLS: HD26195738
Beds
4
Baths
2
Sq Ft
1,476
Lot
0.50 ac
Year Built
1954
MLS #
HD26195738
Days on Market
49
Listed
Sep 17, 2026
Description
**Welcome to this inviting single-story** home featuring a kitchen with rich wood cabinetry, generous counter space, a tile backsplash, and tile flooring. A wood-burning stove creates a warm and comfortable atmosphere in the main living area. Both bathrooms feature custom tilework—one with a tub/shower combination and the other with a walk-in shower. A versatile bonus room with a closet may serve as a fourth bedroom, office, gym, or hobby room. Outside, enjoy a spacious lot with an attached two-car garage, an extended paver driveway, wood privacy fencing, low-maintenance landscaping, and multiple detached storage sheds. There’s plenty of space for vehicles, recreational toys, tools, and equipment! Potential For ADU zoning that may allow certain animals, including horses —perfect for those seeking a rural or equestrian lifestyle.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Adan Aguilar · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,417
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,480 · Loan: $373,320
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,529
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,518 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.
$382,000
23859 South Road
Apple Valley, 92307
$385,000
22272 Klickitat Avenue
Apple Valley, 92307
$389,000
16248 Saint Timothy
Apple Valley, 92307
$389,888
20255 Rimrock Road
Apple Valley, 92307
$390,000
21181 Pine Ridge Avenue
Apple Valley, 92307
$395,000
14071 Quinnault
Apple Valley, 92307
Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.