1440 23rd Street 313
Santa Monica, CA, 90404
$775,000
Original list price: $825,000
MLS: SB26181794
Beds
2
Baths
2
Sq Ft
970
Lot
0.78 ac
Year Built
1973
MLS #
SB26181794
Days on Market
59
Listed
Aug 21, 2026
Description
Welcome to this bright and inviting 2-bedroom, 2-bath condo tucked into the heart of Santa Monica's sought-after Mid-City neighborhood, near Broadway and Cloverfield Blvd. This top-floor unit offers a peaceful retreat with dual private balconies - ideal for morning coffee or evening relaxation -along with generous closet space throughout, including a main-floor primary bedroom featuring its own walk-in closet. The open floorplan creates an easy flow between the spacious living room and the kitchen, which is equipped with an electric oven, dishwasher, and disposal, making everyday living and entertaining a breeze. Two-car gated garage parking is included, providing secure and convenient access, with additional guest parking available on-site for visitors. Residents of this well-maintained community enjoy access to a resort-style courtyard lounge and meeting room, perfect for gathering with neighbors or hosting guests, all within a secure, controlled-access building that is professionally managed for peace of mind. HOA dues help cover water, sewer, trash, utilities, and grounds maintenance, adding to the ease of condo living. Location is everything, and this home delivers - just minutes from Whole Foods, Trader Joe's, and Providence Saint John's Health Center, with the beach close by and convenient access to the 10 Freeway and Expo Line for an easy commute. Whether you're searching for a coastal home base or a smart investment opportunity, this condo offers comfort, convenience, and classic Santa Monica charm.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Heidi Ludwig · Redfin Corporation
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,707
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $77,500 · Loan: $697,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,829
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
- HOA dues
- $480
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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