$750,000
MLS: PW26207260
Beds
2
Baths
2
Sq Ft
1,046
Lot
0.35 ac
Year Built
1974
MLS #
PW26207260
Days on Market
21
Listed
Sep 23, 2026
Description
This clean, move-in-ready two-story home offers a smart layout with a renovated kitchen that opens to the dining and living areas, a gas fireplace, and a convenient powder room downstairs. Sliding doors lead to a private patio with room to dine, grill, relax, or store bikes and gear. Upstairs are two well-sized bedrooms, a renovated bathroom with a large glass-enclosed step-in shower, and a dedicated laundry area with a full-size side-by-side washer and dryer. Additional highlights include updated flooring, three-zone A/C, generous storage, and two-car parking in a gated garage with additional storage. The well-maintained HOA offers low monthly dues and a healthy budget. A grant may also be available to help qualified buyers with their purchase. Located in a highly walkable part of Santa Monica near Whole Foods, Erewhon, cafés, parks, dining, shopping, major employment centers, and everyday essentials, this home offers a compelling opportunity to own a true two-bedroom in Santa Monica with private outdoor space, in-unit laundry, gated parking, and no one living above or below you.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Jeff Anderson · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $75,000 · Loan: $675,000
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,674
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
- HOA dues
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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