15103 Kinai Road
Apple Valley, CA, 92307
$499,900
MLS: CV26113305
Beds
4
Baths
3
Sq Ft
2,522
Lot
0.71 ac
Year Built
1962
MLS #
CV26113305
Days on Market
11
Listed
Jun 1, 2026
Description
Imagine stepping into a home where 20 years of love, laughter, and beautiful memories reside in every corner. This immaculate, single-owner estate is more than just a place to live—it is a sanctuary built on a massive 30,000-square-foot lot, completely wrapped in premium vinyl fencing for ultimate privacy and peace of mind. From the moment you enter this 2,522-square-foot masterpiece, your eyes will be drawn to the living room’s spectacular wall-to-wall, floor-to-ceiling windows. Here, the world stops as you gaze out at breathtaking, unobstructed views of the majestic mountains and twinkling city lights below. It’s the perfect backdrop for quiet morning coffees or elegant evening gatherings. Designed for effortless multi-generational living or a premium guest experience, the layout includes a thoughtfully designed, fully equipped attached quarters featuring its own bedroom, kitchen, and bathroom. Stepping outside, you'll find an entertainer’s paradise. A massive covered patio spans the entire length of the home, offering a shaded retreat that overlooks a sparkling pool—your personal oasis on warm summer afternoons. Complete with modern, eco-friendly solar, dual closets in the primary suite, and a level of care that only two decades of dedicated ownership can bring, this property is a rare find. Opportunities like this, where pride of ownership meets an unparalleled lifestyle, only come around once in a generation. Welcome home.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Julio Cardenas · CENTURY 21 MASTERS
Payment estimate
$3,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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