1528 Bernina
Pine Mountain Club, CA, 93222
$399,900
MLS: SR26137567
Beds
2
Baths
2
Sq Ft
1,584
Lot
0.23 ac
Year Built
1992
MLS #
SR26137567
Days on Market
43
Listed
Jun 28, 2026
Description
Welcome to 1528 Bernina Dr! A gem nestled in the beautiful Los Padres National Forest, this charming two-bedroom, two-bathroom home offers the perfect blend of peaceful mountain living and everyday convenience, with Bakersfield just 45 minutes to the north and Los Angeles 45 minutes to the south. Tucked towards the back of the lot, the home enjoys a level, spacious front yard and driveway. Step inside into a bright and inviting great room, where a wall of large windows and skylights fill the space with ample natural light. A floor-to-ceiling brick fireplace creates a warm focal point, perfect for cozy evenings year-round. The kitchen and living areas open onto a large deck, offering abundant forest and mountain views. Practical features abound, including a two-car garage equipped with an electric dumbwaiter, making it effortless to bring groceries and packages directly up to the kitchen. A newer roof provides added piece of mind. Pine Mountain Club provides a resort-like lifestyle with its range of amenities: a clubhouse, lounge, 9-hole golf course, seasonal Olympic-sized pool, kids' rec room, tennis and pickleball courts, equestrian center, trails for hiking and biking, parks, campsites, and courts for volleyball and basketball. The community also features a baseball diamond, catch-and-release fishing, a local fire department with on-site paramedics and helipad, road maintenance and snow removal, 24-hour patrol, and a vibrant village center with grocery stores, shops, boutiques, and restaurants. Winter snow activities make it an ideal year-round retreat. Come experience mountain living at its finest!
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Lizette Templeton · Jennings Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,353
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,320
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
- HOA dues
- $166
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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