15328 Acacia Way
Pine Mountain Club, CA, 93222
$389,000
MLS: 26656719
Beds
3
Baths
2
Sq Ft
1,600
Lot
0.24 ac
Year Built
1982
MLS #
26656719
Days on Market
17
Listed
Mar 1, 2026
Description
Set among the pines in Pine Mountain Club, this well-maintained 2-bedroom, 2-bath home offers comfortable mountain living with thoughtful upgrades throughout. The 1,200 sq ft main level features warm wood ceilings, abundant natural light, and a striking stone wood-burning fireplace that anchors the living space.The kitchen has been updated with new appliances, and both bathrooms include radiant floor heating for added year-round comfort. The primary bath features a steam shower, while the second bath includes a classic clawfoot soaking tub. A tankless water heater and bath water softener enhance everyday efficiency and ease of living. Downstairs, a permitted ~400 sq ft bonus room provides flexible space for guests, office, studio, or recreation.Outdoor living is a highlight, with a wrap-around Trex deck designed for low maintenance and long-term durability. Large windows invite in natural light and forest views, creating a bright and welcoming interior. For buyers interested in future energy upgrades, the home offers a solid foundation for continued improvements.Located within the private community of Pine Mountain Club, residents enjoy access to a golf course, tennis and pickleball courts, swimming pool, archery range, equestrian center, campground, and miles of scenic hiking trails. The village center offers shops and restaurants, along with year-round community events that make this mountain setting vibrant in every season.An inviting full-time residence or an easy weekend retreat offering space to unwind, recharge, and enjoy mountain living at an accessible price point.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Izumi Tanaka · Real Broker
Payment estimate
$3,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
- Principal & Interest
- $2,151
- Property tax (1.25%)
- $405
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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