$450,000
MLS: PW26127747
Beds
3
Baths
2
Sq Ft
1,466
Lot
1.01 ac
Year Built
1984
MLS #
PW26127747
Days on Market
0
Listed
Jun 12, 2026
Description
Rach-Style Home on 1 Acre with PAID-OFF SOLAR. Welcome to this charming ranch-style immaculate 3 bedroom, 2 bathroom property located in Palmdale. Enjoy the blend of comfort, privacy and open space. As you walk in, you will be greeted by the inviting living room area featuring a large window that fills the space with natural light. Next to the living room, the kitchen flows onto the dining area offering a great space for everyday meals and gatherings. The home also features a large family room with a cozy fireplace and a door leading to the backyard. Bedrooms are well kept. Backyard features mountain and desert views, a porch, RV access, fruit trees and a detached garage. This large lot offers flexibility for animals, toys, gardening, storage or future improvements. Come experience the space, possibilities and comfort this home has to offer!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Grace Toledo · Convergence Realty Group
Payment estimate
$3,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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