$695,000
MLS: HD26177129
Beds
5
Baths
3
Sq Ft
3,112
Lot
0.46 ac
Year Built
1998
MLS #
HD26177129
Days on Market
11
Listed
Aug 13, 2026
Description
Clean, classic, and thoughtfully updated, this 5-bedroom, 3-bathroom, single story home offers an elevated living experience in The Ridge Estates, one of Apple Valley’s most sought-after gated communities. A desirable split floor plan provides privacy and flexibility, while the expansive 5th bedroom with its own private entrance offers endless possibilities as an oversized bedroom, multi-generational suite, media room, or private retreat. At the heart of the home, the well-appointed kitchen showcases premium Wolf appliances, including electric double ovens, along with a Sub-Zero built-in refrigerator, an appliance garage, and an abundance of cabinetry and storage, seamlessly blending high-end function with refined luxury. Beautiful LVP flooring flows throughout, creating a fresh, cohesive feel, while recent improvements include a new water heater and a freshly painted garage that is also plug-in ready for electric vehicles, adding modern convenience and future-forward appeal. Outdoors, the property is enhanced with drought-resistant desert landscaping in both the front and back yards, offering low-maintenance beauty and thoughtful efficiency. An impressive fully covered patio spans the length of the home, providing an inviting setting for entertaining or relaxing year-round. From the front porch, enjoy generous views of the surrounding mountains and twinkling city lights—the perfect finishing touch to a home that pairs timeless style, ample space, and understated elegance.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Nicole Allen · Realty ONE Group Empire
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,500 · Loan: $625,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,015
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
- HOA dues
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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