1630 Franklin Street
Santa Monica, CA, 90404
$1,995,000
MLS: 26990775
Beds
5
Baths
3
Sq Ft
1,892
Lot
0.12 ac
Year Built
1942
MLS #
26990775
Days on Market
23
Listed
Sep 21, 2026
Description
DELIVERED WITH ONE UNIT VACANT! Welcome to 1630 Franklin Street, a truly special duplex nestled in one of the most desirable pockets of East Santa Monica where timeless charm meets exceptional opportunity. Rarely does a property come to market that so beautifully blends warmth, character, functionality, and investment potential. With one unit delivered vacant, this offering presents an extraordinary opportunity for an owner-user, investor, or multi-generational living arrangement in one of the Westside's most sought-after neighborhoods. Ideally situated just moments from some of Los Angeles' most influential creative and tech campuses including Oracle, Lionsgate, Red Bull, Riot Games, Activision, Universal Music Group, and the iconic Water Garden, the location offers unparalleled convenience with easy access to world-class dining, shopping, entertainment, and the coastal lifestyle that makes Santa Monica so beloved. What makes this duplex particularly unique is how authentically it lives like two separate single-family residences, each with its own distinct personality and sense of home. The front residence is an enchanting cottage-style home offering 2 bedrooms and 1 bath, wrapped in storybook charm. Framed by a classic white picket fence, lush grassy front yard, and a quaint English garden, this home evokes the warmth and nostalgia of simpler times reminiscent of cherished childhood memories at Grandma's house, where life felt slower and front porches served as gathering places. There is a sweetness to this home that is increasingly rare to find. It invites morning coffee on the porch, quiet afternoons in the garden, and evenings spent watching the neighborhood gently unfold. A private carport provides convenient parking for one vehicle. Tucked privately at the rear of the property, the second residence is a spacious and thoughtfully updated 3-bedroom, 2-bath home currently tenant occupied. Larger in scale and highly functional in layout, this residence offers comfortable living with generous proportions and tasteful updates throughout. An oversized two-car garage with direct access adds substantial value and convenience offering abundant parking, storage, and flexible utility for modern living. Whether you are seeking strong income potential, a live-in-one/rent-the-other scenario, or a long-term investment in a premier Santa Monica location, 1630 Franklin Street represents a rare and meaningful opportunity. Properties like this are not simply purchased they are stewarded, cherished, and held for generations. This is more than a duplex; it is a property filled with heart, possibility, and the enduring promise of home.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Penny Muck · Pardee Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $199,500 · Loan: $1,795,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,432
- Property tax (1.25%)
- $2,078
- Homeowners insurance
- $300
- Mortgage insurance
- $748
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $69,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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