$425,000
MLS: 26008183
Beds
3
Baths
2
Sq Ft
1,299
Lot
0.15 ac
Year Built
1986
MLS #
26008183
Days on Market
0
Listed
Oct 27, 2026
Mello-Roos / CFD special assessment. This property is flagged in the MLS as having a Mello-Roos or Community Facilities District assessment. It is added to your annual property taxes and does not reset when the home is sold. Confirm the exact amount with the county or listing agent before writing an offer.
Description
Seller is agreeable to finance the buyer's loan at terms better than what mortgage companies are currently offering with 10 percent down and subject to seller's approval of the buyer's loan application. If the buyer does not have 10 percent down then the seller would be open to a lease-with option to buy agreement - subject to seller's approval of the buyer's loan application. 3 bedrooms. 2 baths. Fireplace. Central Air. Two car attached garage. Spacious backyard. The lot size is 50' x 125'. The property was built in 1985. Quiet residential neighborhood. The interior of the house probably will need painting, carpeting and some minor repairs. The tenant intends to move out by 11/10/2026. The seller is married to the listing broker. Property is free and clear of liens.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26227827
Listed by: Larry Greenberg · Larry Greenberg Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,628
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster fits buyers who want the BLVD in 93534, a west-side family street in 93536, or east-side payment room in 93535. It is three products, not one median. Quartz Hill shares 93536 and is unincorporated, so shop the street. Mike Watson, Keller Williams in Palmdale, DRE #01712313, has been licensed in California since 2005. Start with the live listings, the family-neighborhood guide, or the city first-time buyer page if the deferred loan is why you are here. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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