16746 Fern Pine
Fontana, CA, 92336
$860,000
MLS: IV26164747
Beds
4
Baths
3
Sq Ft
2,683
Lot
0.10 ac
Year Built
2024
MLS #
IV26164747
Days on Market
2
Listed
Jul 29, 2026
Description
Welcome to this beautifully upgraded 4-bedroom, 3-bathroom home offering 2,683 square feet of modern living in the highly sought-after The Arboretum community in North Fontana. Built in 2024, this move-in ready residence combines contemporary design, energy-efficient features, and premium upgrades in one of the area's newest master-planned communities. The open-concept floor plan is designed for both everyday living and entertaining, featuring a spacious great room, an upstairs loft, and a chef-inspired kitchen with quartz countertops, GE stainless steel appliances, ample cabinetry, and generous counter space. Upstairs, you'll also find a convenient laundry room and well-appointed secondary bedrooms, while the spacious primary suite offers a relaxing retreat. Thoughtful upgrades throughout the home include premium Norman shutters on the front-facing windows, custom Norman shades across the rear of the home, a smart thermostat, MyQ smart garage door opener, ReoLink security camera system, and an EV charger in the attached two-car garage. Enjoy energy-conscious living with leased solar panels and a Tesla Powerwall battery through SunStrong, providing added efficiency and the convenience of backup power. Step outside to a beautifully finished backyard designed for outdoor dining, weekend BBQs, and memorable gatherings with family and friends. Take in beautiful mountain views while enjoying your private outdoor living space. Residents of The Arboretum enjoy exceptional resort-style amenities, including two community pools, a fitness center, pickleball courts, basketball courts, parks, playgrounds, BBQ and picnic areas, and scenic walking paths—all within the security of a gated community. Ideally located near schools, shopping, dining, and major commuter routes, this home is also just minutes from the future Stater Bros. shopping center planned across Duncan Canyon Road, adding even more convenience to this rapidly growing neighborhood. If you've been searching for a newer construction home with smart home technology, solar, mountain views, a loft, and resort-style amenities in North Fontana, this exceptional property truly has it all. Don't miss this opportunity to own one of the finest homes in The Arboretum.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: RAUL PEREZ · FOOTHILL CITY REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,684
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,000 · Loan: $774,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,974
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $323
- HOA dues
- $192
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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