16986 Ocotilla
Apple Valley, CA, 92307
$425,000
MLS: HD26051462
Beds
3
Baths
2
Sq Ft
1,430
Lot
0.49 ac
Year Built
1985
MLS #
HD26051462
Days on Market
13
Listed
Mar 11, 2026
Description
Beautiful home with stunning valley views from the backyard! Features include granite countertops, remodeled tile floors, and a cozy fireplace. The property has been well maintained, including the septic system pumped just one year ago. Enjoy peaceful outdoor living while taking in the breathtaking scenery in a very sought out area of Sycamore Rocks. AVUSD is a well known reputable school district with great elementary school and high school very close by . Watching the 4th of July Fireworks at Brewster park from the back patio with a group of friends or family is a very common and exciting time for these neighborhoods . There is also views of the air show from Apple Valley Airport from the back patio, in door laundry, swamp cooler along with AC system, front patio offers summer entertaining, semi landscaped low maintenance front yard, wooden shutters throughout and 3 sheds that are staying . Bring your horses and build your ranch at this stunning home in a gorgeous area of Apple valley .
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Jeffrey Longshore Jr · Coldwell Banker Home Source
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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