21435 Zuni Road
Apple Valley, CA, 92307
$399,900
MLS: HD26065747
Beds
3
Baths
2
Sq Ft
1,276
Lot
1.00 ac
Year Built
1978
MLS #
HD26065747
Days on Market
15
Listed
Mar 27, 2026
Description
Welcome to 21435 Zuni Rd, a beautifully upgraded home situated on just under an acre in the heart of Apple Valley, offering space, privacy, and modern comfort. This home has been thoughtfully refreshed inside and out with new interior and exterior paint, updated lighting, and a bright, open feel throughout. The fully remodeled kitchen features new cabinetry, sleek countertops, and brand-new appliances—perfect for everyday living and entertaining. Both bathrooms have been updated with new vanities, fixtures, and finishes, creating a clean and modern look. Additional improvements include new flooring throughout, upgraded doors and baseboards, and energy-efficient windows that enhance comfort and efficiency. Major system updates such as a new water heater, serviced HVAC system, and completed septic certification provide added peace of mind. Sitting on nearly an acre, the property offers plenty of room for outdoor living, storage, or future possibilities. The yard has been cleaned and refreshed with updated landscaping, making it ready for your personal touch. With its extensive updates, functional layout, and generous lot size, this home is a move-in-ready opportunity you won’t want to miss.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Zachary Burgnon · Coldwell Banker Home Source
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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