170 Kern Avenue
Sugarloaf, CA, 92386
$395,000
MLS: IV26204964
Beds
5
Baths
2
Sq Ft
1,545
Lot
0.11 ac
Year Built
1968
MLS #
IV26204964
Days on Market
28
Listed
Sep 18, 2026
Description
Opportunity awaits in Sugarloaf! This 5-bedroom, 2-bath mountain home offers over 1,500 square feet of living space with a versatile two-level layout. The upper level features 2 bedrooms and 1 bath, while the lower level includes 3 bedrooms and 1 bath. Enjoy knotty pine interior details, cedar siding, fruit trees, a backyard shed, and a seasonal creek behind the property. Lifetime warranty roof. This beautiful home has so much potential and is located on a very quiet street with long-term residents in the neighborhood. **Please text agent Jackie Jones to schedule an appointment to view the property. Do not use ShowingTime.**
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: JACQUELINE JONES · COLDWELL BANKER ASSOC BRKR/MEN
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,321
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,461
- Property tax (1.25%)
- $411
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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