$399,990
MLS: IG26118390
Beds
3
Baths
2
Sq Ft
1,386
Lot
0.15 ac
Year Built
1963
MLS #
IG26118390
Days on Market
15
Listed
Jun 1, 2026
Description
Beautifully remodeled Upper Sugarloaf cabin situated on an oversized, treed lot offering both privacy and mountain charm. The updated interior features modern flooring, fresh paint, and a bright, inviting feel throughout. The spacious living room is centered around a classic brick fireplace, while a separate dining area provides additional space for entertaining or relaxing. The primary suite is conveniently located on the main level, along with a second full bathroom and laundry room. Upstairs, you'll find a loft area and a second bedroom, creating a flexible layout for guests or a home office. Don't miss the large attic space that could also be finished. Step outside to the expansive back deck, perfect for enjoying the peaceful forest setting. Additional features include a storage shed and close proximity to the National Forest for endless outdoor recreation.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$3,147
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,999 · Loan: $359,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,280
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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