1731 Oneida Place
Oxnard, CA, 93030
(No pictures available yet)
$959,000
MLS: V1-36136
Beds
3
Baths
3
Sq Ft
2,359
Lot
0.15 ac
Year Built
1989
MLS #
V1-36136
Days on Market
1
Listed
May 8, 2026
Description
Located in the desirable Summerfield/Cabrillo area of Northwest Oxnard, this spacious 3 bed, 3 bath two-story home offers great natural light, fresh interior paint, and a flexible layout with multiple living areas and two fireplaces. The oversized primary suite provides generous space and potential to reconfigure back to a 4-bedroom layout if desired.The kitchen offers ample cabinetry and counter space, opening to bright dining and living areas. The private backyard features a covered pergola patio, mature landscaping, and space to relax or entertain.Conveniently located near schools, River Ridge Golf Course, The Collection, dining, shopping, and local beaches, this is a great opportunity in an established Oxnard neighborhood where homes do not come available often.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Robert Flores · BHHS California Properties
Payment estimate
$7,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,900 · Loan: $863,100
- Principal & Interest
- $5,461
- Property tax (1.25%)
- $999
- Homeowners insurance
- $300
- Mortgage insurance
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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